Know Your Enemy

MARTIN PICTURE croppedIf you are going to wrangle your debt, what is the first thing you have to do? You have to find out why you got into debt in the first place. The same goes for getting your eating habits under control. It doesn’t take a microscope to figure out you are eating too much but it does take some time to budget your intake.

When tackling obesity and debt, the problem boils down to one thing. Input and output. If you are in debt, you’ve been spending more money than you make.  People who are overweight take in more calories than they burn. If you want to fix these impulse control problems, you have to keep up with every penny you spend and every calorie you eat.

There are plenty of options that can help you manage your spending. You can carry around a notepad and write down everything you eat and buy the old fashion way but who really wants to carry around a pen and paper and take notes all day? No one. There are plenty of free apps that will track your calories and budget your spending.

This is only the first step to escaping debt and obesity. You have to evaluate all of your spending and eating choices to make a positive change. Keep reading our diet and debt blog for more saving and healthy living tips.

Martin Sher is CEO of AmSher Collection Agency and a recent past president of ACA International, the Association of Credit and Collection Professionals.  Martin is the author of the 54 word Collector Pledge, committing credit and collection professionals around the world to the ethical and respectful treatment of all consumers.  Martin’s personal mission is to get 5 million people out of debt-for good, and for FREE.

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