Instant Gratification: What American Debt and Obesity Have in Common

MARTIN PICTURE croppedDebt and obesity are both on a steady rise across the United States. Are the two linked? How similar are the urges to eat and spend excessively? The impulses are strikingly similar. People who are in debt are twice as likely to be overweight.

In order to do anything you know you shouldn’t, you have to override the part of your brain that knows what is best. Obesity, like debt, is detrimental to your health and quality of life. You know you shouldn’t spend money you don’t have or overeat but you still grab that extra piece of pie or that new pair of shoes.

The problem goes back to humans basic instincts and a growing culture obsessed with instant gratification. Consequences of obesity and debt do not immediately impact your life. Debt slowly eats at your funds. Obesity slowly deteriorates your health. Sometimes the effects don’t manifest themselves until months after the problem begins.

By the time you realize you have a problem, fixing the situation can seem insurmountable. To successfully climb out of the hole, you need to begin with small, achievable goals. Stop eating fast food and you immediately eliminate massive amounts of calories and spending.

The resemblance is striking. Don’t continue to ignore that part of your brain that tells you to stop spending and eating. Take little steps to overcome your urges and keep the long-term goal in site.

Martin Sher is CEO of AmSher Collection Agency and a recent past president of ACA International, the Association of Credit and Collection Professionals.  Martin is the author of the 54 word Collector Pledge, committing credit and collection professionals around the world to the ethical and respectful treatment of all consumers.  Martin’s personal mission is to get 5 million people out of debt-for good, and for FREE.

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